What to look out for in 2023: Finance and Regulatory
Thursday 18th, May 2023
11:00 - 12:00

What to look out for in 2023: Finance and Regulatory

What to look out for in 2023: Finance and Regulatory

In this webinar Rachel Orgill-Harris and Rose Klemperer will consider some of the key issues and changes expected in social housing finance and regulation in this new financial year including:

  • tighter margins and V2 ‘regrades’;
  • sustainability reporting and disclosures including the consultation on version 2.0 the new Sustainability Reporting Standard;
  • regulatory changes including the new Tenant Satisfaction Measures; and
  • for those with bonds, expected changes to the prospectus regime and rules.

Topics Covered:

1. Tighter margins
• Renegotiation or temporary waivers of financial covenants.
• Impact of Basel 3.1
• V2 ‘regrades’ and learning from the same
• Potential considerations: merger, portfolio disposals.

2. Sustainability Reporting

• The Sustainability Linked Loan Principles have been substantially updated.
• Sustainability Disclosures.

3. Bonds/ Capital Markets
• Expected charges to the prospectus regime and rules.
• Inside information/MAR.
• Investment Association guidance for social housing bond issuers.

4. Regulatory Changes
• New Tenant Satisfaction measures and Consumer Regulation changes.


Rachel Orgill-Harris, Partner, Banking, Governance & Corporate

Rachel is a Partner in the Banking Team. She advises on a range of financial arrangements, including public bond issues, private placements, loan facilities, intra-group funding agreements, facility restructurings, group re-financings and interest rate derivatives.

Rachel’s primary specialism is advising issuers on multi-million pound public bond issues and bond programmes and she often acts for clients on their retained bond sales and EMTN programme updates.

Rose Klemperer, Solicitor, Banking, Governance & Corporate

Rose is a senior Solicitor in our Banking, Governance & Corporate team based in our Birmingham office. She primarily acts for housing associations and community led housing providers across England and Wales on matters ranging from incorporation and registration as a social housing provider through to partnership working and joint ventures. She advises on new group structures, strategic governance, board and executive training, governance reviews, co-operative and community benefit society law, general company law, charity law and regulatory queries, alongside drafting governance documentation.


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