Financial Services Regulation

If you are unsure whether AML supervision applies to your organisation, we help you determine your position and the exemptions available. Our support includes applications for supervision, deregistration and responses to late‑application penalties. We also support clients with AML compliance across policies, controls and day‑to‑day queries.

Our consumer credit regulation lawyers assist with all aspects of FCA consumer credit compliance. We support new and variation-of‑permission applications, develop FCA‑required policies and procedures, assess business models and shared‑equity products for regulatory status, and review customer documentation to confirm alignment with FCA expectations.

If you are implementing or refining governance structures, we provide SMCR and Conduct Rules training, board briefings and practical templates for Statements of Responsibilities, Regulatory References and fit‑and‑proper assessments. Our work supports robust financial services governance and compliance.

We help you understand how the FCA’s Consumer Duty applies to your business. This includes tailored training, templates for policies and Board Reports, and practical guidance on how to meet the Duty in your day‑to‑day operations.

When scrutiny arises, you need to respond promptly and strategically. We advise on HMRC investigations, Supervisory Notices, VREQ / OIREQ requests, Skilled Person appointments and the mitigation of financial penalties. Our experience in regulatory investigations and criminal defence ensures you receive measured, decisive support throughout the process.

We assist with AML risk assessments, policy reviews, Suspicious Activity Reports and transaction‑specific queries. Our advice is designed to help you maintain strong controls and effective risk mitigation across different regulatory settings.

If your organisation or individuals face criminal investigation, we support you through the process. Our experience covers proceedings brought by HMRC, the CPS, CFO and NCA, including matters arising under legislation such as the Taxes Management Act 1970, Proceeds of Crime Act 2002 and Bribery Act 2010. We ensure you understand the implications and the steps available at every stage.

We offer tailored financial services regulatory training for boards, senior managers and operational teams. Sessions can be delivered remotely or in person and cover Consumer Duty, SMCR, AML, financial crime risks and practical compliance responsibilities. Training is designed to give your teams the confidence to meet supervisory expectations.